About your information
Personal information, such as age, gender, nicotine use, and state, that you submit on this site is currently not stored by Prepare Insurance LLC. This information is used purely for the service of obtaining a personalized quote for you. We do, however, pass that information along at the end of the application process to get you a decision on whether you qualify to obtain insurance coverage. As a user, you are able to decline or prevent the disclosure of your information by the Prepare Insurance to third parties by choosing not to use our site.
We may collect non-identifying information to create a better user experience such as IP address to help diagnose technical problems and determine which parts of the site to update based on traffic based on content that is most important to our users.
Through the application process, we do ask for personal information such as email, phone number, address, and health questions, these are used in the underwriting process to determine if you are eligible for the coverage. We may pass it to a third-party company for underwriting purposes and use third-party systems for identification measures. We may, from time to time, reach out to inform you on other pertinent offers or notify you when your policy is at risk of lapsing. Your personal health information only gets sent to an Insurance Company when you go through the entire application and is not stored by Prepare Insurance. Upon receipt of shared information, the Insurance Company may seek to initiate contact with you.
While we strive to protect all information on this site, you understand that we are not responsible should an unauthorized third-party obtain your information without our consent. Should our website be hacked, we will notify you immediately of how it was affected and next steps. You agree that we are not responsible for any actions and will not hold us accountable if your information is taken in this way without our consent, permission, or knowledge.
You must be of minimum 18 years of age to use our website. This website is not intended for those under this age, to follow the Children’s Online Privacy Protection Act. We will not knowingly collect any information or advertise to those under the age of 18.
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